Terms & conditions
1. Acceptance of Terms
Binding Agreement : Explicit statement that by accessing, browsing, or using the website to apply for a loan, the user agrees to be bound by the T&C. Modification: The provider reserves the right to change, update, or modify the terms at any time without prior notice. Continued use constitutes acceptance of updated terms.
2. Eligibility Criteria
Age and Location: Users must be over 18, typically a citizen/resident of the country, and legally competent to enter into a contract.
3. Accuracy of Information
User Responsibility: The user is responsible for the accuracy, correctness, and completeness of all information provided in the loan application. Disclaimer of Liability: The bank/lender accepts no liability for consequences arising from erroneous, incomplete, or incorrect information supplied by the user. Correction Mechanism: Users are required to notify the company immediately if they suspect an error in their application..
4. Loan Application and Processing
No Guarantee of Approval: Submission of an application through the website does not guarantee loan approval. Authorization for Verification: Users authorize the lender to verify data via third-party agencies, including credit bureaus, tax authorities, and banking partners. Digital Documents: Consent to receive documents, sanction letters, and notices electronically.
5. Intellectual Property Rights Ownership
All content, graphics, and logos on the website are the property of the home loan provider. Use Restrictions: Users are prohibited from copying, distributing, or modifying website content without written permission.
6. Data Privacy and Consent
Information Usage: Authorization to use personal data, KYC documents, and credit information for risk assessment and loan processing. Third-Party Sharing: Consent to share data with credit reporting agencies (e.g., CIBIL) or regulatory bodies.
7. Limitation of Liability
System Failures: The company is not liable for damages resulting from technical issues, viruses, system failures, or delays in service. Accuracy Disclaimer: Content is provided "as is," and the company does not guarantee that the information is free from inaccuracies.
8. Intellectual Property & Website Usage
Prohibited Activities: Users cannot use robots, scrapers, or other automated tools to gather data from the site. Security: Users are responsible for maintaining the confidentiality of their login credentials (if applicable).
9. Governing Law and Jurisdiction
Applicable Law: The terms are governed by the Indian Laws. Exclusive Jurisdiction: Disputes are subject to the exclusive jurisdiction of courts of Mumbai.
10. Termination
Access Restriction: The provider reserves the right to terminate or suspend access to the website without notice for breach of terms.
